Romanian residents traveling to Italy in 2026 benefit from straightforward entry rules because Romania is an EU and Schengen member, so no visa is required for tourism or short business trips. A valid passport or national ID is generally accepted for intra-Schengen travel, and carriers may still request proof of return or onward travel for ticketing and check-in. Even though the Schengen visa insurance rule of €30,000 medical cover is aimed at visa applicants, it remains a practical benchmark for anyone planning an Italy trip from Romania, especially during peak periods such as summer in Sicily or the Amalfi Coast and winter in the Dolomites. This page focuses on Romania travel insurance Italy needs in real travel conditions: short flight times, high seasonal demand, and the cost impact of medical care, cancellations, and baggage issues.
Flights from Romania to Italy are frequent and often direct, which makes city breaks common from Bucharest (OTP) and Cluj-Napoca (CLJ) to hubs like Rome (FCO/CIA), Milan (MXP/BGY), Venice (VCE/TSF), and sometimes Naples (NAP) depending on season and airline schedules. Typical nonstop flight time is roughly 2 to 2.5 hours on routes such as Bucharest–Rome or Bucharest–Milan, while connections via another European airport can extend travel time and increase missed-connection risk. These short routes are also exposed to operational disruptions: morning departures can be affected by airport congestion, and winter fog in northern Italy can trigger delays around Milan and Venice. For Romanian travelers planning weddings in Tuscany, shopping trips to Milan, or a multi-city itinerary including Florence and Rome by high-speed train, insurance Romania to Italy planning often revolves around prepaid hotels, rail tickets, and event reservations that can become non-refundable close to departure.
Medical coverage is the core reason many Romanians still buy travel insurance for Italy despite EU access to healthcare, because costs and logistics can escalate quickly. For foreigners paying out of pocket, hospital costs in Italy can run about €200–€800 per day depending on ward type, diagnostics, and location, and private facilities usually bill at higher rates than public hospitals. A simple emergency room visit in Rome or Milan may involve triage fees, imaging, and specialist consultations, and common travel issues such as dehydration during a Naples heatwave, a scooter fall on the Amalfi Coast, or a hiking injury in the Dolomites can lead to multiple days of treatment. Emergency repatriation back to Romania is not covered by standard public healthcare entitlements and can cost roughly €15,000–€80,000 depending on medical escort needs, timing, and whether air ambulance transport is required from southern areas like Sicily or Sardinia. For 2026 travel, look for policies that include 24/7 assistance, direct billing where possible, and clear coverage for emergency transport, hospitalization, prescribed medicines, and follow-up care once you return to Romania.
The European Health Insurance Card (EHIC) can be valuable for Romanian travelers in Italy because it helps access medically necessary treatment in the Italian public system under the same conditions as residents, which can reduce upfront payments for certain services. The limitations are significant and matter in real scenarios: EHIC generally does not cover private hospitals or private specialists where appointments can be faster in busy destinations like Rome and Venice; it does not cover emergency repatriation to Romania; it does not cover trip cancellation or interruption if you have to abandon a Florence–Venice itinerary due to illness; it does not cover baggage loss or theft, which can be common in crowded transport corridors; and it does not cover dental beyond basic, urgent treatment, leaving gaps if you need more than temporary relief. Because EHIC administration and local billing practices can vary by region and facility, many travelers choose Romania travel insurance Italy plans that complement EHIC rather than relying on it as the only safety net.
Beyond medical care, the most relevant benefits for Romania-to-Italy travel in 2026 typically include trip cancellation and interruption, baggage and personal items, personal liability, and delay coverage. Cancellation protection is practical for prepaid flights and accommodation during high-demand dates, such as summer stays along the Amalfi Coast, September weekends in Venice, or ski season in the Dolomites, where flexible rates can be expensive. Baggage cover matters on itineraries that combine flights with rail links to Tuscany or transfers through Milan, where delayed checked bags can disrupt a multi-stop plan and require emergency purchases. Personal liability can be important in Italy’s dense urban environments if an accident leads to property damage in a rental apartment in Rome or injury to another person during activities, and delay benefits help with extra meals or accommodation when flights from Bucharest or Cluj are pushed to the next day. For Romanian travelers comparing options, italy-insurance.com provides travel insurance for Italy with policy features suited to short city breaks and longer holidays, and it also offers coverage for trips to other European destinations and worldwide travel, which is useful for travelers who combine Italy with onward stops outside the EU.
Emergency medical treatment